Can You Afford To Own A Boat

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Series

Open

9 Models • 21' → 40'

Built for families who want serious offshore capability, premium comfort and the freedom to fish, cruise or entertain.

Sportsman 402 center console boat with tower, white hull, and outboard engine in side profile view

Open 402

White center console fishing boat with hard-top canopy and outboard engine shown in side profile

Open 352

Blue and white Sportsman center console boat with hard-top, tan seating, and outboard engine shown in profile view

Open 322

Sportsman 302 center console boat with hard-top and outboard engine in gray and white hull

Open 302

Sportsman center console boat with hard-top, tan seating, and Yamaha outboard engine shown from starboard side

Open 282

Light blue Sportsman center console boat with hard-top, tan seating, and Yamaha outboard engine

Open 262

Sportsman 252 center console boat with turquoise hull, hard-top, and outboard engine in profile view

Open 252

Sportsman open center console boat with hard-top, outboard engine, and tan seating in blue and white hull design

Open 232

Blue and white Sportsman center console boat with hard-top, side profile view against white background

Open 212

Series

Heritage

4 Models • 23' → 32'

A refined crossover lineup designed for coastal cruising, ample seating, family days and some fishing when the moment calls for it.

Turquoise and white center console boat with hard-top and outboard motor, shown in side profile

Heritage 321

Turquoise and white center console fishing boat with hard-top, Yamaha engine, and tan seating viewed from the side

Heritage 261

Blue and white Sportsman center console boat with hard-top and outboard engine shown in profile view

Heritage 251

Sportsman Heritage 231 center console boat with hard-top, outboard engine, and tan seating in light blue and white

Heritage 231

Series

Masters

6 Models • 22' → 28'

Shallow-water performance, fishing-focused layouts and everyday comfort built for family life and fishing.

Side profile of a blue and white center console boat with hard-top and outboard engine

Masters 287

Blue and white Sportsman bay boat with Yamaha outboard engine and T-top against white background

Masters 267

Blue and white Sportsman center console fishing boat with Yamaha outboard motor and T-top shade structure

Masters 267OE

SportCraft Masters 247 bay boat with hard-top, Yamaha outboard engine, and tan seating viewed from the side

Masters 247

Sportsman center console bay boat with hard-top, Yamaha outboard engine, and tan seating viewed from the side

Masters 247OE

Sportsman 227 bay boat in turquoise and white with T-top, center console helm, and outboard motor in side profile view

Masters 227

 
Blog > Can You Afford To Own A Boat

A boat may seem like a luxury item that's out of budget but it doesn't have to be. Affording a boat is much easier than it's believed to be and we're here to help you find out if you truly can afford to take on the luxuries of boat ownership.

September 18, 2023
Cover image for the post Can You Afford To Own A Boat
Michael Cheser
Marketing Content Supervisor
  • Boat ownership can be affordable with budgeting and smart financing turning a monthly payment into lasting family memories.
  • Use the Sportsman website to build and compare models and access finance options including Yamaha Finance Services.
  • Plan a dealer visit or attend a boat show to see and test the model in person before buying.

Living in a coastal town it seems like everyone you know has a boat, you go to dinner and boats pull up and families climb out ready to dine on some fresh seafood. You walk down near the water enjoying that spring air and see the boats coming through, music playing, lights on and everyone’s having a great time. Now you’re thinking, maybe we should get a boat, my wife would love it and the kids would have a blast. But everyone says boats are so expensive, no way I can afford that.

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It's a common misconception that you can’t afford a boat. However, with some prioritizing and budgeting, boat ownership is available to most. For example, the cost of a family trip to Disney World could easily be converted to a down payment and a few monthly payments. Now instead of memories from one week at an amusement park you can instead have a whole summer’s worth of memories on your family boat.

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Financing a boat is easy and building your custom dream boat is even easier. Sportsman has set themselves apart by bringing you the customer all the info you need to buy a boat through our website. You can easily browse the site, find the best model for you and your family, build your boat exactly how you want it and finance it all through our website. Last year we partnered with Yamaha Finance Services to offer great retail finance programs and even include a handy payment calculator on our website.

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While our website is a great tool to educate your-self and narrow down a model that best fits your needs planning a dealer visit is the best way to explore your buying options. They will be able to give you more info and hopefully let you walk around on the model you’re looking at or a similar one. If there’s not one in house check out our online calendar to see when the next boat show near you is taking place and you’ll likely be able to crawl around the boat, there.

All these tools can help you get the info to find out if you can afford to own a boat. A Sportsman may not be the perfect boat for you to start but we hope we are.